Heritage National Loan Exchange, Inc. (“NLEX”) is a leading broker of charged-off and nonperforming asset portfolios, and has been an important pioneer in the debt sale industry. Beginning in the 1980’s, NLEX’s parent company created an open market for distressed assets for the Resolution Trust Corporation. Assets included real estate, consumer, student and automobile loans, credit card accounts and equipment lease portfolios. Since that time, NLEX has performed monthly sales for banks, insurance companies, the U.S. government, and other debt holders throughout the United States and Canada, selling over $150 billion face value of performing, nonperforming and charged-off assets. No other debt broker has the extensive and successful experience to offer both buyers and sellers.